Personal Checking Promotion
Earn Up to 20,000 Points
Do More with Rewards
Open a New Checking Account and unlock more rewards!
Individual Checking Account
Earn 10,000 Bonus Points1 when you open a new Personal Checking Account
Joint Checking Account
Earn 20,000 Bonus Points1 when you open a new Joint Personal Checking Account.
All About uChoose Rewards
How to Earn Your Points
- Open a New Checking Account: Visit any Hanmi Bank branch or visit hanmi.com to open a personal or joint checking account.1
- Meet Eligibility Criteria: The primary account holder must be a new personal checking customer. You must also order, activate, and enroll your debit card in uChoose Rewards® within 30 days of account opening at uchooserewards.com.1
- Maintain Balance: Keep an average daily balance of at least $3,000 for the first three full months after opening the account.2
- Earn Points: Points will be credited to your uChoose Rewards® account within 30 calendar days of meeting all requirements.3
How to Use Your Points
- Visit uchooserewards.com and follow redemption instructions.4
- You can redeem your points for cash back, gift cards, and more. Cash value of 100 uChoose Rewards® points is $1.
*This offer is valid from 2/1/2025 to 12/31/2025. The offer is subject to change and may be discontinued at any time without notice.
1Offer is valid for new personal checking customers; new personal checking customer is defined as a customer who has not had an existing personal checking relationship with
Hanmi within the past 60 days. Only one (1) eligible account per customer (SSN). If account is opened as a joint account, the primary account holder must be a new personal checking customer. You must order and activate your debit card. Enrollment in uChoose Rewards is required within 30 days after the account opening date to qualify for the bonus points. You must remain enrolled in uChoose Rewards for point crediting on the payout date (for joint accounts, only one signer is required to enroll to earn points).
2Account must remain open and have a 3-month average daily balance of $3,000 or higher for the 1st three full months. 3-month average balance is calculated by dividing the sum of the daily balance (for the 1st three full months), by the total number of days in those three months.
3Points will be credited within 30 days after the 1st three full months and account must remain open at time of payout. Points will expire 3 years from the month in which they were credited.
4uChoose Rewards® is not an affiliate of Hanmi Bank. All names and logos are registered trademarks of their respective owners.
FAQ
What is uChoose Rewards®?
uChoose Rewards® is a rewards program where you earn points for shopping or using your Hanmi Bank Business Debit Card and then redeem your points for anything of your choice from a huge online rewards catalog.
How do I earn points?
You earn 1 point for every $1 for each Hanmi Credit Card or 1 point for every $2 for each Hanmi Debit Card.
Plus, you can earn even more points when you shop at participating retailers. Choose to shop in-store at national or local retailers or online through www.uchooserewards.com. When shopping in-store, select credit and sign for your purchases.
Where can I earn points?
You earn points everywhere your card is accepted.
What checking products are eligible for this promotion?
All personal checking products are eligible.
How do I qualify for the uChoose Rewards® points?
To qualify, you must open a new personal checking account, order and activate a debit card, enroll the debit card in the uChoose Rewards® program (www.uchooserewards.com), and maintain a $3,000 three-month average daily balance for the first three full months of account opening.
What does the “first three full months” mean?
This refers to the first three months spanning from the 1st day of the calendar month to the last day of the same calendar month. For example, if the account is opened on 6/3/2025, the first full month will be July (7/1/25-7/31/25); June is not a full month as the account was not open for the first two days of the month.
How is the 3-month average daily balance calculated?
The 3-month average daily balance is calculated by summing the daily ending balance for each day in the first three full months and then dividing by the total number of days.
When can I enroll in uChoose Rewards®?
You can enroll in uChoose Rewards® once you receive and activate your debit card. Please note: you must wait at least one (1) business day to enroll after activating your debit card.
How can I get a debit card when I open a new checking account?
Debit cards are not automatically ordered at account opening. You must request a debit card be ordered. Once ordered, it may take up to two weeks for your card to arrive in the mail.
What should I do if I don’t receive my debit card within two weeks?
For accounts opened in branch, please contact your branch if you do not receive your debit card within two weeks of ordering. For accounts opened online, please contact our Call Center at 855-773-8778.
How can I get my debit card sooner if I don’t want to wait for it to come in the mail?
If you have online banking, you can access a digital debit card through “Card Controls,” which is located under the Settings menu. The digital debit card can be used immediately for transactions and you can use the debit card number to enroll in uChoose at www.uChooseRewards.com.
How do I enroll my debit card in uChoose Rewards®?
Once you receive your debit card, you must manually enroll it at www.uchooserewards.com.
For joint accounts, do both account holders have to enroll in uChoose Rewards® to receive the points?
No, points will be received even if only one of the account holders is enrolled.
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