Personal Checking Promotion
Earn Up to 20,000 Points
Do More with Rewards
Open a New Checking Account and unlock more rewards!
Individual Checking Account
Earn 10,000 Bonus Points1 when you open a new Personal Checking Account
Joint Checking Account
Earn 20,000 Bonus Points1 when you open a new Joint Personal Checking Account.
All About uChoose Rewards
How to Earn Your Points
- Open a New Checking Account: Visit any Hanmi Bank branch or visit hanmi.com to open a personal or joint checking account.1
- Meet Eligibility Criteria: The primary account holder must be a new personal checking customer. You must also order, activate, and enroll your debit card in uChoose Rewards® within 30 days of account opening at uchooserewards.com.1
- Maintain Balance: Keep an average daily balance of at least $3,000 for the first three full months after opening the account.2
- Earn Points: Points will be credited to your uChoose Rewards® account within 30 calendar days of meeting all requirements.3
How to Use Your Points
- Visit uchooserewards.com and follow redemption instructions.4
- You can redeem your points for cash back, gift cards, and more. Cash value of 100 uChoose Rewards® points is $1.
*This offer is valid from 2/1/2025 to 12/31/2025. The offer is subject to change and may be discontinued at any time without notice.
1Offer is valid for new personal checking customers; new personal checking customer is defined as a customer who has not had an existing personal checking relationship with
Hanmi within the past 60 days. Only one (1) eligible account per customer (SSN). If account is opened as a joint account, the primary account holder must be a new personal checking customer. You must order and activate your debit card. Enrollment in uChoose Rewards is required within 30 days after the account opening date to qualify for the bonus points. You must remain enrolled in uChoose Rewards for point crediting on the payout date (for joint accounts, only one signer is required to enroll to earn points).
2Account must remain open and have a 3-month average daily balance of $3,000 or higher for the 1st three full months. 3-month average balance is calculated by dividing the sum of the daily balance (for the 1st three full months), by the total number of days in those three months.
3Points will be credited within 30 days after the 1st three full months and account must remain open at time of payout. Points will expire 3 years from the month in which they were credited.
4uChoose Rewards® is not an affiliate of Hanmi Bank. All names and logos are registered trademarks of their respective owners.
FAQ
What is uChoose Rewards®?
uChoose Rewards® is a rewards program where you earn points for shopping or using your Hanmi Bank Business Debit Card and then redeem your points for anything of your choice from a huge online rewards catalog.
How do I earn points?
You earn 1 point for every $1 for each Hanmi Credit Card or 1 point for every $2 for each Hanmi Debit Card.
Plus, you can earn even more points when you shop at participating retailers. Choose to shop in-store at national or local retailers or online through www.uchooserewards.com. When shopping in-store, select credit and sign for your purchases.
Where can I earn points?
You earn points everywhere your card is accepted.
When can I redeem my points?
It can take up to 30 days for your points to be credited to your account. You must accumulate 1,500 points before you can redeem your points. After that, you can redeem for any number of amazing items. Simply look for your “Total Points” at the top of any page to see how many points you have available for redemption.
Can I share points with family members?
Yes, all cards within an account automatically earn points together. In addition, if you have multiple debit or credit accounts with Hanmi Bank you can link them together to earn rewards faster. Visit the Profile page in the uChoose Reward page to link more accounts to your program.
What can I redeem my points for?
It’s your choice! You can choose from millions of options, whether it’s products, travel experiences, activities, event tickets, or more! Simply visit the Redeem Points page and click on the category that suits your interests.
We keep track of all the points you earn and will help you find just what you’re looking for when you’re ready to redeem. We even have a Wish List that will help you track when you’ve earned enough to redeem a specific item.
Where can I view my point activity?
You can access the history of your point activity on the Point Details page once you log into the uChoose Rewards page.
What if I shopped at a participating retailer, but my points aren’t showing up?
It can take up to 30 days for transactions to appear on the Point Details page. If points from a qualified transaction do not appear after 30 days, contact us for assistance.
How much does it cost to participate?
There’s no cost. Membership in uChoose Rewards® is absolutely free for Hanmi Bank cardholders, so start shopping and earning today.
What if I have another question?
If you have other questions not answered here, contact your uChoose Rewards® Specialist at support@customerservice.uChooseRewards.com.
Can I pool points with family members or with my business account?
Yes – all cards linked to your uChoose account will earn points together. You can also link personal and business accounts to pool points.
Can I pool points with my Hanmi credit card?
Yes – you can pool points with your uChoose Rewards® account linked to your Hanmi credit card; although the two uChoose accounts are linked, you will need to maintain the two separate accounts.
Do my points expire?
Points expire after 3 years
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