Personal 
Compare Different Ways to Save
Whether you’re saving long-term or planning your next vacation, a Hanmi Bank Savings Account can help you get there.
Simple Savings Account
A high yield savings account with low minimum balance
- Earn up to 4.75% APY1
- $100 minimum balance to open
- No monthly maintenance charge
- Online only
See Account Terms for details
Savings Account
Enjoy our Savings Account featuring a low minimum balance
- Earn 0.05% APY2
- $100 minimum balance to open
- $5 monthly maintenance charge waived when minimum balance requirement is met3
See Account Terms for details
Money Market
Earn competitive interest while keeping your cash within reach
- Earn 0.05% APY1
- $2,500 minimum balance to open
- $6 monthly maintenance charge waived when minimum balance requirement is met4
- Conveniently access your funds with Zelle® and personal checks
See Account Terms for details
For detailed information, see Deposit Account Agreement, and Fee Schedule.
1Annual Percentage Yields (APYs) are accurate as of 04/08/24. APY/rate may change at any time before or after the account is opened. The APY varies with the balance: 4.75% APY for balances between $100,000.00 and over, 4.35% APY for balances between $25,000 and $99,999.99, 0.05% APY for balances between $0 to $24,999.99.
2Annual Percentage Yields (APYs) are accurate as of 02/16/2023. APY/rate may change at any time before or after the account is opened. Account must be funded with funds that are not held at Hanmi Bank. Fees may reduce earnings.
3For Savings, monthly maintenance charge can be waived if a minimum daily balance of $500.
4For Money Market, monthly maintenance charge can be waived if a minimum daily balance of $2,500.
Our Savings & Money Market Account Benefits
Enjoy these great benefits that come with our savings & money market accounts.
FDIC Insured
Covered by FDIC Insurance up to $250,000*
Flexibility
Deposit and withdraw at your own convenience
24/7 Banking
Bank anytime, anywhere with Hanmi Online & Mobile Banking
*Per account owner, per institution, and per ownership category.
Simple, Easy & Secure
Up to 4.75% APY1 Simple Savings
- Contactless online account opening means you can open an account virtually any time you want, no matter where you are
- Securely fund your account by instantly verifying an external bank account and transferring the funds electronically
- Open your account in about 5 minutes
FAQ
Are Hanmi Bank deposit accounts FDIC insured?
Yes. Hanmi Bank is a member of the FDIC, so your deposit accounts with us are insured up to $250,000 per account owner per institution and per ownership category.
How is interest paid on my savings or money market account?
For savings account, interest will be compounded daily and credited to the account quarterly.
For money market account, we compound and credit interest to your account monthly.
We’re Here to Help
You’ve got a team of experts on your side. Whether you have a simple question or need a comprehensive banking solution, we’re here for you.
Visit a local Hanmi Bank branch near you
Find addresses, phone numbers, and business hours for your Hanmi Bank branches and ATMs. We’re here for face-to-face support in person.
Call us at
855-773-8778
Help is just a phone call away. Our Customer Call Center is open Monday ~ Friday, 7:00 AM to 6:00 PM PT for your personal and business banking needs.